Jonesboro real estate and homes for sale in Arkansas - The Benton-Roberts Team, REALTORS® The Benton-Roberts Team REALTORS(r) for Jonesboro, Arkansas real estate - NUMBER1EXPERTS™ The Benton-Roberts Team NUMBER1EXPERTS(tm) for Jonesboro, Arkansas real estate
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The Benton-Roberts Team, REALTORŪ, real estate agents and broker for Jonesboro Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)
Inspired real estate advice from Lisa 870-974-7380.



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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?

A 
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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The Benton-Roberts Team, REALTORŪ, real estate agents and broker for Jonesboro Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Benton-Roberts Team
RE/MAX Real Estate Centre

2102 Fowler Ave.
Jonesboro, AR. 72401
Phone: 870-974-7380
Lisa Cell: 870-243-7222
Lonnie Cell: 870-919-0969
Fax: 870-933-9022
Email: LisaandLonnie@NUMBER1EXPERT.com

The Benton-Roberts Team serves Northeast Arkansas with a customer oriented "It's My Pleasure" attititude. Their Top Of The Line Service, Bottom Line Results philosphy makes them your best choice for a real estate team.


RE/MAX Real Estate Centre real estate and homes for sale in Jonesboro Arkansas RE/MAX Real Estate Centre real estate and homes for sale in Jonesboro Arkansas

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