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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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In what area of the United States did the price of existing homes increase most dramatically in 2005?
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| A |
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005. |
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The Benton-Roberts Team
RE/MAX Real Estate Centre
2102 Fowler Ave.
Jonesboro, AR. 72401
Phone: 870-974-7380
Lisa Cell: 870-243-7222
Lonnie Cell: 870-919-0969
Fax: 870-933-9022
Email: LisaandLonnie@NUMBER1EXPERT.com
The Benton-Roberts Team serves Northeast Arkansas with a customer oriented "It's My Pleasure" attititude. Their Top Of The Line Service, Bottom Line Results philosphy makes them your best choice for a real estate team.
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